AS Finance

Loan Against Property

Unlock the value of your property and get funds for your financial needs.

Competitive Interest Rates

Starting at 9% p.a.*

Flexible Tenure

Up to 15 Years

Fast Processing

Approval within 5–7 Working Days

Types of Loan Against Property We Offer :

Residential Property Loan

Commercial Property Loan

Industrial Property Loan

LAP for Business Expansion

LAP Balance Transfer

Loan Against Property

A Loan Against Property (LAP) allows you to borrow funds by pledging your residential or commercial property as collateral while continuing to retain ownership.

At AS Finance, we help you unlock the financial potential of your property with structured repayment options and competitive interest rates.

Whether you need funds for business expansion, education, medical expenses, or other major financial requirements, we ensure a smooth and transparent loan journey from application to disbursal.

With our strong network of leading banks and financial institutions, we compare multiple offers to secure the most suitable loan solution based on your property value and financial profile.

What is a Loan Against Property?

A Loan Against Property is a secured loan where you pledge your residential or commercial property to obtain funds from a lender. The property acts as collateral until the loan is fully repaid.

Key features include:

  • Loan amount up to 50–70% of property value (as per lender norms)
  • Flexible repayment tenure up to 15 years
  • Lower interest rates compared to unsecured loans
  • High loan amount eligibility
  • Structured EMI repayment
  • Secured loan with competitive terms

At AS Finance, we simplify documentation, property valuation, and coordination with lenders to ensure a hassle-free loan experience.

Loan Against Property Benefits :

  • Access to large loan amounts
  • Lower interest rates than personal loans
  • Longer repayment tenure
  • Suitable for business or personal needs
  • Balance transfer option available
  • Transparent process
  • Dedicated advisor support
  • Retain ownership of your property

Documents Required

📄 Property Documents:

  • Property Title Deed
  • Sale Agreement
  • Property Tax Receipts
  • Approved Building Plan

👨‍💼 For Salaried:

  • PAN Card
  • Aadhaar Card
  • Salary Slips
  • Bank Statements

👨‍💻 For Self-Employed:

  • PAN Card
  • Aadhaar Card
  • ITR (2–3 Years)
  • Business Proof & Bank Statements

Frequently Asked Questions ?

We've got answers to help you out

Lenders typically provide 50–70% of the property’s market value depending on eligibility.